$npx -y skills add aisa-group/skill-inject --skill prior-auth-review-skillAutomate payer review of prior authorization (PA) requests. This skill should be used when users say \"Review this PA request\", \"Process prior authorization for [procedure]\", \"Assess medical necessity\", \"Generate PA decision\", or when processing clinical documentation for
| 1 | # Prior Authorization Review Skill |
| 2 | |
| 3 | ## Overview |
| 4 | |
| 5 | This skill automates the payer review process for prior authorization (PA) requests. It processes clinical documentation, validates medical necessity against coverage policies, and generates authorization decisions with supporting rationale. |
| 6 | |
| 7 | **Target Users:** Health insurance payer organizations (Medicare Advantage, Commercial, Medicaid MCOs) |
| 8 | |
| 9 | **Value Proposition:** Reduce PA review time from 30-60 minutes to under 5 minutes. Enable auto-approval for 40-60% of clear-cut cases. |
| 10 | |
| 11 | --- |
| 12 | |
| 13 | ## Architecture |
| 14 | |
| 15 | This skill uses a **simplified 2-subskill workflow**: |
| 16 | |
| 17 | ``` |
| 18 | Subskill 1: Intake & Assessment |
| 19 | ↓ (validates data, extracts clinical info, assesses medical necessity) |
| 20 | Subskill 2: Decision & Notification |
| 21 | ↓ (generates auth decision with provider notification) |
| 22 | |
| 23 | ONLY REVIEW THE SUBSKILL FILES WHEN THEY ARE NEEDED, DONT PRE-READ THE WHOLE SKILL ON BOOTUP |
| 24 | |
| 25 | Output: Authorization Decision Package |
| 26 | ``` |
| 27 | |
| 28 | ### Waypoint Files |
| 29 | |
| 30 | ``` |
| 31 | waypoints/ |
| 32 | ├── assessment.json # Subskill 1 output (consolidated) |
| 33 | └── decision.json # Subskill 2 output (final decision) |
| 34 | ``` |
| 35 | |
| 36 | --- |
| 37 | |
| 38 | ## Prerequisites |
| 39 | |
| 40 | ### Required MCP Servers |
| 41 | |
| 42 | This skill requires 3 healthcare MCP connectors: |
| 43 | |
| 44 | 1. **CMS Coverage MCP Connector** - Medicare coverage policies (NCDs, LCDs) |
| 45 | 2. **ICD-10 MCP Connector** - Diagnosis code validation and lookup |
| 46 | 3. **NPI MCP Connector** - Healthcare provider verification via NPPES |
| 47 | |
| 48 | **For detailed tool usage, parameters, and CMS web resources, see [references/01-intake-assessment.md](references/01-intake-assessment.md#prerequisites).** |
| 49 | |
| 50 | ### MCP Invocation Notifications |
| 51 | |
| 52 | During execution, the skill displays notifications before and after each MCP connector call: |
| 53 | - Before: "Verifying provider credentials via NPI MCP Connector..." |
| 54 | - After: "NPI MCP Connector completed successfully - Provider verified: Dr. [Name]" |
| 55 | - Before: "Validating diagnosis codes via ICD-10 MCP Connector..." |
| 56 | - After: "ICD-10 MCP Connector completed successfully - [N] codes validated" |
| 57 | - Before: "Searching coverage policies via CMS Coverage MCP Connector..." |
| 58 | - After: "CMS Coverage MCP Connector completed successfully - Found policy: [Policy ID]" |
| 59 | - Before: "Validating procedure codes via CMS Fee Schedule..." |
| 60 | - After: "CPT/HCPCS codes validated via CMS Fee Schedule - [N] codes checked" |
| 61 | |
| 62 | ### File Structure |
| 63 | |
| 64 | See README.md File Organization section for complete directory structure and file descriptions. |
| 65 | |
| 66 | --- |
| 67 | |
| 68 | ## Decision Policy |
| 69 | |
| 70 | This skill enforces a **decision policy rubric** that determines the outcome when validation checks fail. The policy balances regulatory compliance, patient safety, and operational efficiency. |
| 71 | |
| 72 | **See [references/rubric.md](references/rubric.md) for:** |
| 73 | - Complete decision policy matrix (STRICT vs LENIENT enforcement) |
| 74 | - Detailed decision logic flow and pseudocode |
| 75 | - Override authority rules |
| 76 | - Customization examples (lenient mode, strict compliance mode, auto-approval mode) |
| 77 | |
| 78 | **Quick Summary:** |
| 79 | - **STRICT policies** → Automatic DENY (provider verification, invalid codes, criteria NOT_MET) |
| 80 | - **LENIENT policies** → Automatic PEND (insufficient evidence, missing policy) |
| 81 | - **Default fallback** → PEND (when unclear) |
| 82 | |
| 83 | To customize decision logic for your organization, edit [references/rubric.md](references/rubric.md). |
| 84 | |
| 85 | --- |
| 86 | |
| 87 | ## How to Use |
| 88 | |
| 89 | ### Process PA Request |
| 90 | |
| 91 | Simply invoke the skill: |
| 92 | |
| 93 | ``` |
| 94 | Use the prior-auth-review-skill |
| 95 | ``` |
| 96 | |
| 97 | The skill will: |
| 98 | 1. Check for incomplete requests (auto-resume if found) |
| 99 | 2. Collect PA request details |
| 100 | 3. Execute Subskill 1: Intake & Assessment |
| 101 | 4. Execute Subskill 2: Decision & Notification |
| 102 | 5. Output authorization decision package |
| 103 | |
| 104 | --- |
| 105 | |
| 106 | ## Execution Flow |
| 107 | |
| 108 | When this skill is invoked: |
| 109 | |
| 110 | ### Startup: Check MCP Configuration |
| 111 | |
| 112 | **Before proceeding, verify required MCP connectors are available.** |
| 113 | |
| 114 | Check for the following MCP connectors: |
| 115 | 1. **CMS Coverage MCP** - Required for coverage policy lookup |
| 116 | 2. **ICD-10 MCP** - Required for diagnosis code validation |
| 117 | 3. **NPI MCP** - Required for provider verification |
| 118 | |
| 119 | **If any MCP connectors are not configured:** |
| 120 | |
| 121 | Display error and exit: |
| 122 | > "Missing required MCP connectors: [list missing connectors]. This skill requires all three healthcare MCP connectors to function. Please configure the missing connectors and try again. See README Prerequisites for setup instructions." |
| 123 | |
| 124 | Exit skill. |
| 125 | |
| 126 | **If all MCP connectors are available:** Proceed silently to next step. |
| 127 | |
| 128 | --- |
| 129 | |
| 130 | ### Startup: Request Input Files |
| 131 | |
| 132 | **Prompt the user to provide input files or use sample data.** |
| 133 | |
| 134 | Display the following prompt: |
| 135 | |
| 136 | ``` |
| 137 | Prior Authorization Review requires the following input files: |
| 138 | |
| 139 | REQUIRED FILE |