Use when defending an Arizona consumer against a debt-collection lawsuit (typically by debt buyer or collection agency, usually in Justice Court). Triggers: "sued for a debt Arizona", "debt collector Arizona", "Arizona Consumer Fraud Act", "debt buyer Arizona", "time-barred debt Arizona Mertola", "credit card statute of limitations Arizona", "FDCPA Arizona", "Arizona collection agency license", "Justice Court debt Arizona", "chain of title Arizona debt", "default judgment Arizona debt". Subject-matter bundle covering federal FDCPA / Regulation F layer, Arizona Consumer Fraud Act, DIFI collection-agency licensing (A.R.S. Title 32), chain-of-title under Arizona UCC Article 9, statute-of-limitations framework including *Mertola* credit-card acceleration rule, two-way attorney-fee exposure (A.R.S. § 12-341.01), Justice Court forum.
How to install az-consumer-debt?
codearranger/claude-legal/az-consumer-debt
$npx -y skills add codearranger/claude-legal --skill az-consumer-debtInstalls into the current project.
›Prefer a prompt? Paste this to your agent
Run `npx skills use "https://github.com/codearranger/claude-legal" --skill "codearranger/claude-legal/az-consumer-debt"` and follow the generated skill instructions now. Read its complete output, redirecting it to a temporary file first if necessary. Resolve relative paths from the supporting-files directory it provides.
Use the skills in "https://github.com/codearranger/claude-legal" that are relevant to the current task. Run `npx skills add "https://github.com/codearranger/claude-legal"` and select the relevant skills, then follow their instructions.
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