personal-cfo

When you want to model personal financial scenarios — house purchase + rental income (ADU, bedroom rentals, house-hacking), renovation budgets, monthly cash flow forecasts, big-purchase decisions, savings/investment what-ifs. For personal life: a household (you + partner), household budgets, real-estate decisions. v0.1 ships with the house scenario template (purchase + rental scenarios) as the first use case. Architected so other personal-finance scenarios (refi, car, education, retirement, side income) slot in as additional templates. Outputs scenario comparison tables in markdown. Saves every scenario to ~/Documents/personal-cfo/ with an index at ~/.config/makerskills/personal-cfo/archive/ for revisit + comparison. Composes with decide (formalize the call after modeling), deep-research (rental comps, mortgage rates, market data), business-brainstorm (when the scenario is a small business / side hustle), second-brain (capture the analysis to outputs/). Triggers on \"/personal-cfo,\" \"model this scenario,\" \"house math,\" \"rental forecast,\" \"monthly cash flow,\" \"what if I rent out the ADU,\" \"compare these housing scenarios,\" \"should we buy this house,\" \"house-hack math,\" \"renovation budget.\"