openaccountant/wilson
52 skills
$npx skills add openaccountant/wilsonSkillInstalls
1099-preflightPre-flight check for 1099 filing requirements. Identifies contractors paid over $600 and validates information completeness.accountant-exportGenerates a comprehensive export package for your accountant: P\&L, categorized transactions, tax summaries, and notes.audit-risk-scorerScores transactions and deduction patterns against known IRS audit risk factors. Flags high-risk items.bank-syncSyncs transactions from linked bank accounts, shows account balances, and identifies new spending.bill-negotiationPrepares negotiation briefs for recurring bills with market rate comparisons and scripts.break-even-calcCalculates break-even point based on fixed costs, variable costs, and pricing. Models scenarios.cash-flow-forecastForecasts cash flow by analyzing income/expense trends, identifying recurring patterns and seasonal variations, and projecting future balances.charitable-givingSummarizes charitable donations for tax deduction tracking with receipt verification reminders.client-profitabilityAnalyzes revenue and expenses by client to determine per-client profitability. Identifies most and least profitable relationships.contractor-trackingTracks payments to independent contractors and freelancers for 1099-NEC filing.custom-reportBuilds custom financial reports with user-specified metrics, date ranges, and groupings.debt-payoffCreates debt payoff plans using avalanche or snowball methods. Calculates payoff timelines and interest savings.depreciation-scheduleBuilds depreciation schedules for business assets using MACRS, straight-line, or Section 179.emergency-fundTracks progress toward emergency fund goals based on monthly expenses. Calculates months of coverage.expense-optimizerIdentifies recurring expenses with optimization opportunities — subscriptions to cancel, plans to downgrade, or bills to renegotiate.financial-goalsCreates and tracks progress toward financial goals with timelines and required savings rates.home-office-deductionCalculates home office deductions using simplified or actual expense method.import-transactionsImports transactions from bank files (CSV, OFX, QIF). Detects the file format and bank automatically, parses transactions, deduplicates against existing data,…insurance-auditReviews insurance-related transactions to identify coverage gaps and potential savings opportunities.investor-updateGenerates investor-ready financial updates with KPIs, runway, growth metrics, and narrative.invoice-agingTracks unpaid invoices and calculates aging buckets (current, 30, 60, 90+ days). Identifies collection priorities.lender-financialsGenerates lender-ready financial statements for loan applications. Includes income verification and debt-to-income ratios.lifestyle-creepDetects lifestyle creep by comparing spending growth against income growth over time.mileage-trackerTracks business mileage for tax deductions. Calculates IRS standard mileage rate deductions and logs trips.month-end-closeGuides through a month-end financial close process: reconcile accounts, categorize unknowns, review anomalies, and generate closing reports.monthly-digestGenerates a monthly financial digest with key metrics, notable transactions, and trend highlights.multi-entityTracks finances across multiple business entities with AI-powered classification and per-entity reporting.net-worthCalculates and tracks net worth over time from assets and liabilities. Trigger when user asks about net worth, total assets, or overall financial position.paypal-importImports transactions from PayPal CSV exports. Handles PayPal-specific fields and currency conversions.pricing-optimizerAnalyzes costs and margins to suggest optimal pricing. Models price sensitivity scenarios.profit-lossGenerates profit and loss (income statement) reports for any time period. Breaks down revenue streams and expense categories.quarterly-taxesCalculates quarterly estimated tax payments for self-employed individuals. Analyzes income, deductions, and self-employment tax.rental-propertyTracks rental income and expenses per property, generates IRS Schedule E summaries, and calculates depreciation.revenue-concentrationMeasures revenue concentration risk across clients or income sources. Calculates dependency metrics and flags dangerous concentrations.runway-calculatorCalculates months of financial runway based on burn rate and cash reserves. Projects fund depletion date.sales-tax-nexusAnalyzes transactions to determine sales tax nexus across states. Identifies where economic nexus thresholds may be met.seasonal-patternsIdentifies seasonal spending and revenue patterns from historical transaction data. Forecasts upcoming seasonal shifts.side-hustle-profitAnalyzes profitability of side hustles by tracking related income and expenses separately.smart-categorizeCategorizes uncategorized transactions using AI, aligned with Plaid's Personal Finance Category (PFC) taxonomy.smart-splitIntelligently splits transactions into component parts with category assignment for each piece.spending-fastCoaches through a spending fast challenge by identifying discretionary spending to cut and tracking daily progress.spending-reviewPerforms a comprehensive review of spending for a given period.square-importImports transactions from Square CSV exports. Maps Square payment data to Open Accountant format.state-tax-estimatorEstimates state income tax liability based on income and filing status. Covers all 50 states.stripe-importImports transactions from Stripe CSV exports. Maps Stripe payment fields to Open Accountant format.subscription-auditAnalyzes recurring charges to find subscriptions, calculates total monthly/annual cost, flags services with no recent usage, and recommends cancellations.tax-penalty-calcEstimates potential underpayment penalties for estimated taxes. Calculates safe harbor thresholds and required quarterly payments.tax-prepAnalyzes transactions for tax-deductible expenses. Categorizes by IRS Schedule C line items, flags mixed-use expenses, and generates a tax summary.venmo-reconcilerReconciles Venmo transactions against bank records. Identifies matched and unmatched Venmo payments.wise-importImports transactions from Wise (TransferWise) CSV exports. Handles multi-currency transactions.year-end-summaryGenerates a comprehensive annual financial summary with category breakdowns, month-over-month trends, top merchants, and highlights.zero-based-budgetBuilds a zero-based budget where every dollar of income is assigned a job.