edd-escalation-pack

Drafts an enhanced due diligence escalation pack for a higher-risk customer profile (PEP, private banking, foreign correspondent, cash-intensive business, complex ownership, MSB-affiliated, sanctions-adjacent, high-risk jurisdiction nexus, or event-driven trigger). The pack assembles beneficial-ownership chain, derogatory information, source of wealth and source of funds, customer rationale, expected versus actual activity, sanctions-screening posture, conduct-risk indicators, ongoing-monitoring plan, and decision options for the EDD committee. Produces a review artifact only; the EDD committee or designated approver makes the relationship decision.