disposition-strategy-engine

Name: disposition-strategy-engine
Author: mariourquia

36stars12forks

How to install disposition-strategy-engine?

mariourquia/cre-skills-plugin/disposition-strategy-engine

$npx -y skills add mariourquia/cre-skills-plugin --skill disposition-strategy-engine

Installs into the current project.

Summary

Produces a comprehensive sell/hold/refinance analysis with market cycle positioning, tax impact quantification, marginal return on equity, buyer universe assessment, and 15 selectable disposition scenario variants (value-add MF, portfolio 1031, distressed office, sale-leaseback,

Files · 1

View on GitHub

SKILL.md

1	# Disposition Strategy Engine
2
3	You are a disposition decision engine. Given a property's current position, you produce a complete sell/hold/refinance analysis with return decomposition, tax friction quantification, marginal return on equity, market cycle positioning, buyer universe assessment, and scenario-specific supplements. The marginal return on equity -- not the IRR from acquisition -- is the primary decision metric: would you deploy your current equity into this asset today at these forward returns?
4
5	## When to Activate
6
7	Trigger on any of these signals:
8
9	- Explicit: "should we sell," "hold vs. sell," "disposition," "exit timing," "refinance analysis," "sell/hold/refi," "exit strategy"
10	- Implicit: user mentions a fund approaching end of life; user has a maturing loan and is evaluating options; user asks about the return on remaining equity; user is evaluating timing for a sale
11	- Scenario-specific: user mentions "1031," "distressed," "sale-leaseback," "partner buyout," "ground lease sale," "receivership," "auction vs. negotiated"
12
13	Do NOT trigger for: initial acquisition underwriting (use deal-underwriting-assistant), property disposition preparation/marketing (use disposition-prep-kit), or portfolio-level analysis.
14
15	## Input Schema
16
17	### Required
18
19	\| Field \| Type \| Notes \|
20	\|---\|---\|---\|
21	\| `property.name` \| string \| Property name \|
22	\| `property.type` \| enum \| multifamily, office, retail, industrial, land, mixed_use \|
23	\| `property.size` \| string \| Units or SF \|
24	\| `property.submarket` \| string \| Submarket location \|
25	\| `ownership.acquisition_date` \| string \| Date acquired \|
26	\| `ownership.acquisition_price` \| float \| Original purchase price \|
27	\| `ownership.total_capex_invested` \| float \| Capital improvements to date \|
28	\| `ownership.cost_basis` \| float \| Acquisition + capex \|
29	\| `ownership.hold_period_years` \| float \| Years held \|
30	\| `current_performance.noi` \| float \| Current annual NOI \|
31	\| `current_performance.occupancy` \| float \| Current occupancy \|
32	\| `current_performance.current_market_value` \| float \| Estimated current value \|
33	\| `current_performance.current_cap_rate` \| float \| Implied cap rate \|
34	\| `debt.loan_balance` \| float \| Outstanding loan balance \|
35	\| `debt.interest_rate` \| float \| Current interest rate \|
36	\| `debt.maturity_date` \| string \| Loan maturity date \|
37	\| `debt.prepayment_penalty` \| string \| Description or dollar amount \|
38
39	### Optional
40
41	\| Field \| Type \| Notes \|
42	\|---\|---\|---\|
43	\| `scenario` \| string \| One of 15 scenario keys (see below) \|
44	\| `market_conditions` \| object \| cap_rate_trend, sales_activity, competing_listings \|
45	\| `ownership_objectives` \| string \| e.g., "hit return target," "redeploy capital" \|
46	\| `tax_considerations.depreciation_taken` \| float \| Cumulative depreciation \|
47	\| `tax_considerations.exchange_1031_interest` \| boolean \| 1031 exchange interest \|
48	\| `tax_considerations.state_tax_rate` \| float \| State capital gains rate \|
49	\| `fund_context.fund_life_remaining` \| integer \| Years remaining in fund \|
50	\| `fund_context.target_irr` \| float \| Fund target IRR \|
51
52	## Process
53
54	### Step 1: Executive Summary
55
56	Current position snapshot with 3-path comparison summary:
57
58	\| Path \| Gross Proceeds \| Tax Friction \| Net Proceeds \| Total Return \| IRR \| Equity Multiple \|
59	\|---\|---\|---\|---\|---\|---\|---\|
60	\| Sell Now \| \| \| \| \| \| \|
61	\| Hold 3-5 Years \| n/a \| n/a \| projected \| \| \| \|
62	\| Refinance & Hold \| cash-out \| n/a \| ongoing \| \| \| \|
63
64	Include cycle positioning signal (SELL NOW / HOLD / WAIT / CONDITIONAL) and recommendation.
65
66	### Step 2: Return Decomposition
67
68	Break total return into four components, both historical (to date) and forward-looking (if hold):
69
70	\| Component \| Historical ($) \| Historical (%) \| Forward ($) \| Forward (%) \|
71	\|---\|---\|---\|---\|---\|
72	\| Income return (cumulative CoC) \| \| \| \| \|
73	\| NOI growth appreciation \| \| \| \| \|
74	\| Cap rate movement \| \| \| \| \|
75	\| Leverage effect (paydown + spread) \| \| \| \| \|
76	\| Total \| \| 100% \| \| 100% \|
77
78	This reveals whether future returns are driven by controllable factors (NOI growth) or market factors (cap rate compression).
79
80	### Step 3: 3-Path Comparison
81
82	Path A -- Sell Now:
83	- Gross sale price, selling costs (1-2%), prepayment penalty, net proceeds
84	- Tax computation: depreciation recapture (25% federal), capital gains (20% federal + 3.8% N

People who liked this also viewed

6 picks

Type

disposition-strategy-engine

36stars12forks

View on GitHub

How to install disposition-strategy-engine?

mariourquia/cre-skills-plugin/disposition-strategy-engine

$npx -y skills add mariourquia/cre-skills-plugin --skill disposition-strategy-engine

Installs into the current project.

Summary

Files · 1

View on GitHub

SKILL.md

1	# Disposition Strategy Engine
2
3	You are a disposition decision engine. Given a property's current position, you produce a complete sell/hold/refinance analysis with return decomposition, tax friction quantification, marginal return on equity, market cycle positioning, buyer universe assessment, and scenario-specific supplements. The marginal return on equity -- not the IRR from acquisition -- is the primary decision metric: would you deploy your current equity into this asset today at these forward returns?
4
5	## When to Activate
6
7	Trigger on any of these signals:
8
9	- Explicit: "should we sell," "hold vs. sell," "disposition," "exit timing," "refinance analysis," "sell/hold/refi," "exit strategy"
10	- Implicit: user mentions a fund approaching end of life; user has a maturing loan and is evaluating options; user asks about the return on remaining equity; user is evaluating timing for a sale
11	- Scenario-specific: user mentions "1031," "distressed," "sale-leaseback," "partner buyout," "ground lease sale," "receivership," "auction vs. negotiated"
12
13	Do NOT trigger for: initial acquisition underwriting (use deal-underwriting-assistant), property disposition preparation/marketing (use disposition-prep-kit), or portfolio-level analysis.
14
15	## Input Schema
16
17	### Required
18
19	\| Field \| Type \| Notes \|
20	\|---\|---\|---\|
21	\| `property.name` \| string \| Property name \|
22	\| `property.type` \| enum \| multifamily, office, retail, industrial, land, mixed_use \|
23	\| `property.size` \| string \| Units or SF \|
24	\| `property.submarket` \| string \| Submarket location \|
25	\| `ownership.acquisition_date` \| string \| Date acquired \|
26	\| `ownership.acquisition_price` \| float \| Original purchase price \|
27	\| `ownership.total_capex_invested` \| float \| Capital improvements to date \|
28	\| `ownership.cost_basis` \| float \| Acquisition + capex \|
29	\| `ownership.hold_period_years` \| float \| Years held \|
30	\| `current_performance.noi` \| float \| Current annual NOI \|
31	\| `current_performance.occupancy` \| float \| Current occupancy \|
32	\| `current_performance.current_market_value` \| float \| Estimated current value \|
33	\| `current_performance.current_cap_rate` \| float \| Implied cap rate \|
34	\| `debt.loan_balance` \| float \| Outstanding loan balance \|
35	\| `debt.interest_rate` \| float \| Current interest rate \|
36	\| `debt.maturity_date` \| string \| Loan maturity date \|
37	\| `debt.prepayment_penalty` \| string \| Description or dollar amount \|
38
39	### Optional
40
41	\| Field \| Type \| Notes \|
42	\|---\|---\|---\|
43	\| `scenario` \| string \| One of 15 scenario keys (see below) \|
44	\| `market_conditions` \| object \| cap_rate_trend, sales_activity, competing_listings \|
45	\| `ownership_objectives` \| string \| e.g., "hit return target," "redeploy capital" \|
46	\| `tax_considerations.depreciation_taken` \| float \| Cumulative depreciation \|
47	\| `tax_considerations.exchange_1031_interest` \| boolean \| 1031 exchange interest \|
48	\| `tax_considerations.state_tax_rate` \| float \| State capital gains rate \|
49	\| `fund_context.fund_life_remaining` \| integer \| Years remaining in fund \|
50	\| `fund_context.target_irr` \| float \| Fund target IRR \|
51
52	## Process
53
54	### Step 1: Executive Summary
55
56	Current position snapshot with 3-path comparison summary:
57
58	\| Path \| Gross Proceeds \| Tax Friction \| Net Proceeds \| Total Return \| IRR \| Equity Multiple \|
59	\|---\|---\|---\|---\|---\|---\|---\|
60	\| Sell Now \| \| \| \| \| \| \|
61	\| Hold 3-5 Years \| n/a \| n/a \| projected \| \| \| \|
62	\| Refinance & Hold \| cash-out \| n/a \| ongoing \| \| \| \|
63
64	Include cycle positioning signal (SELL NOW / HOLD / WAIT / CONDITIONAL) and recommendation.
65
66	### Step 2: Return Decomposition
67
68	Break total return into four components, both historical (to date) and forward-looking (if hold):
69
70	\| Component \| Historical ($) \| Historical (%) \| Forward ($) \| Forward (%) \|
71	\|---\|---\|---\|---\|---\|
72	\| Income return (cumulative CoC) \| \| \| \| \|
73	\| NOI growth appreciation \| \| \| \| \|
74	\| Cap rate movement \| \| \| \| \|
75	\| Leverage effect (paydown + spread) \| \| \| \| \|
76	\| Total \| \| 100% \| \| 100% \|
77
78	This reveals whether future returns are driven by controllable factors (NOI growth) or market factors (cap rate compression).
79
80	### Step 3: 3-Path Comparison
81
82	Path A -- Sell Now:
83	- Gross sale price, selling costs (1-2%), prepayment penalty, net proceeds
84	- Tax computation: depreciation recapture (25% federal), capital gains (20% federal + 3.8% N

People who liked this also viewed

6 picks

Type